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Stormbit DeskTalk to the desk

Stormbit Labs Pte. Ltd. · Singapore · Private OTC credit desk

A USD loan against
your crypto.

A fixed-term USD loan. Your collateral is title-transferred to the desk and held with an institutional custody partner under a signed agreement. Your downside is a floor you're shown; your cost is the upside you cap, not interest. ETH and BTC today, tokenized gold by request.

Request terms

$5M capacity · min 10 ETH / 1 BTC7 to 90 day terms · ETH & BTC

Title-transfer custodyNo liquidation, by structureFixed 7 to 90 day terms
Desk quote · ETH30 days
Collateral20 ETH≈ $33,200
You borrow$20,584 USDCsame day
Cash rate0%financed by the cap, not free
Floor~$24,90075% LTV, put-protected
Cap+15%upside above goes to the desk
Indicative, final at executionRequest terms →
Backed & supported by
  • Upright Ventures
  • 2Square
  • STS Digital
  • Pashov Audit Group
  • Arbitrum Foundation
  • StarkWare

Why the desk

Liquidity without liquidation.

For holders who need dollars without selling: a desk that prices the loan once and protects your downside with a real option.

No liquidation, by structure

A floor is set under your collateral at origination and held for the full term. If the price falls, the floor covers your loan, there's nothing to liquidate. Risk is priced once, up front, not policed by an engine waiting to sell you out.

How your collateral is held

Your collateral is title-transferred to the desk for the term and held with an institutional custody partner, where it may be rehypothecated. You take disclosed counterparty credit risk on that partner, in exchange for a contractual right to redeem equivalent assets at settlement. The custodian and counterparty terms are named in full in the loan agreement.

What you can verify

  • Registered entity
  • Master loan agreement
  • Institutional custody
  • USDC disbursement

A real person

A written master agreement and a signed per-loan confirmation. You talk to the desk before anything moves, not a dApp.

ETH · 30-day termsindicative
Keep upsideCap price*Cash rate
up to +10%~$1,8700%
up to +15%~$1,9550%
up to +20%~$2,040low fix
up to +25%~$2,125low fix

Floor 75% LTV on all (~$1,275). *cap price at ETH spot (~$1,700). Indicative · final at execution.

Your cost is the upside you cap above, financed into the loan. The cash rate is not free, it is paid in that forgone upside. “low fix” = a fixed cash rate below the live Morpho / Aave USDC rate (shown & timestamped), for the wider caps. Standard terms 7 to 90 days, bespoke on request.

Rate sheet · 30-day

Rates on the table,
not behind a login.

One term, read-only. Pick your collateral, that's the only control. Caps and floor are indicative, quoted against a timestamped reference and final at execution.

You give up gains above the cap, and that is the cost. The cash rate is 0%, financed by that capped upside, not free.

How it works

One loan, start to finish.

A worked example at today's ETH, the same shape for BTC, and for any size the desk takes.

  1. 01

    Deposit→

    20 ETH
    ~$34,500 · institutional custody

    Title-transferred to the desk, held in institutional custody, redeemable at settlement.

  2. 02

    Borrow→

    ~$25,950
    USDC · 75% LTV · same day

    Borrow up to your floor, ~75% of today's value, at a low fixed rate (near 0% here), locked at origination. No margin calls, no drift.

  3. 03

    At term→

    Repay & walk away
    keep gains to the cap

    Repay, take your collateral back, keep gains to the cap. Through the floor? Covered, owe nothing.

  • Variable rate
  • Liquidatable on a wick
Stormbit
  • Low fixed cost
  • No liquidation

FAQ

The questions that matter.

Talk to the desk

Three fields. A quote back.

We'll come back with an indicative quote and the paperwork. No wallet connect, no commitment.

Talk to the desk

Private OTC loans, quoted by hand.

I hold
Loan size
~$
Request termsor Telegram
What you get
  1. 1A real person before anything moves
  2. 2A written master agreement
  3. 3A signed per-loan confirmation

Indicative terms within one business day · $5M capacity · 7 to 90 day terms · min 10 ETH / 1 BTC

A loan by appointment,
not a dApp.

Request indicative terms, and we'll come back within one business day.

Request terms desk@stormbit.financeor Telegram